Here you can find many investment, insurance, and income tax resources, information on pensions and retirement planning and our financial planning approach, as well as many links to fun, educational videos and handy calculators! Look for our fresh News and Blogs!
Check the tabs and drop-down menus along the top of the site or click on a button below. Use our "Contact Us" form or email to start the conversation. Clients may login to our Client Access Portal to view accounts and to message us securely. You can find out about my industry education here. Check my designations by clicking on the logo of the issuing organization:
How we are paid
Yes, we are paid for what we do. As a Certified Financial Planner and Investment Advisor for Manulife Securities Incorporated, and Life Insurance Advisor for Manulife Securities Insurance Inc., I do continuing education and continuous client service to ensure your portfolio is suitable and that you are on track to meet your goals. Generally my clients compensate me by paying a percent on the assets I administer for them. For Mutual Funds, this fee can be visible or embedded in the Management Expense Ratio (MER), which often runs between 1.9% and 2.6% of the assets. We are always looking for ways to minimize the fees you pay, and to maximize the value you receive, and are happy to discuss all of the alternatives with you. Click here for an infographic on the value you receive for your mutual fund fees.
We survey GIC rates daily at over 20 financial institutions and secure a rate that is better than most banks/credit unions and provides full CDIC deposit insurance from each financial institution while holding the GIC's in one convenient account. Contact Me tab for today's rates!
Britain has voted to exit from the European Union - it is big news, and the uncertainty is causing some market volatility. Be patient, as this exit will take time to execute, and over time the uncertainties will become known and the clouds will clear! See this brief video with commentary from Manulife about the Brexit results, and watch for more updates. https://www.youtube.com/watch?v=84bOOm9siuk
You may hold high interest savings or GIC's from a number of financial institutions in your nominee account at Manulife Securities Incorporated, and these are covered by Canada Deposit Insurance Corp.