Here you can find many investment, insurance, and income tax resources, information on pensions and retirement planning and our financial planning approach, as well as many links to fun, educational videos and handy calculators! Look for our fresh News and Blogs!
Check the tabs and drop-down menus along the top of the site or click on a button below. Use our "Contact Us" form or email to start the conversation. Clients may login to our Client Access Portal to view accounts and to message us securely. You can find out about my industry education here. Check my designations by clicking on the logo of the issuing organization:
How we are paid
Yes, we are paid for what we do. As a Certified Financial Planner and Investment Advisor for Manulife Securities Incorporated, and Life Insurance Advisor for Manulife Securities Insurance Inc., I do continuing education and continuous client service to ensure your portfolio is suitable and that you are on track to meet your goals. Generally my clients compensate me by paying a percent on the assets I administer for them. For Mutual Funds, this fee can be visible or embedded in the Management Expense Ratio (MER), which often runs between 1.9% and 2.6% of the assets. We are always looking for ways to minimize the fees you pay, and to maximize the value you receive, and are happy to discuss all of the alternatives with you. Click here for an infographic on the value you receive for your mutual fund fees.
goes a long way
Working with an advisor allows Canadians to be more confident about their financial futures and usually results in higher savings rates. Take a loook at the value of advice and how advisors get paid here.
GIC's and Deposit Insurance
We survey rates for Guaranteed Interest Certificates (GIC's) daily at over 20 financial institutions and secure a rate that is better than most banks/credit unions. You receive the convenience of having GIC's from several financial institutions in one nominee account at Manulife Securities Incorporated, and all of them are covered by Canada Deposit Insurance Corp.
Contact me for today's rates!